A smarter way to share expenses

Split bills. Track money. Stay in control.

Split expenses with friends, roommates, and family. Keep personal spending, people balances, reminders, and everyday plans beautifully organized in one place.

Free to start Equal or custom splits Web & Android
Split fairly
Know who owes whom
Organize every account
Plan what is next
SPLIT EXPENSES, SIMPLIFIED

Split bills.
Not friendships.

Paid for dinner, groceries, rent, or a trip? Add the expense once, divide it equally or set custom shares, and know exactly who owes whom.

01
Add a shared expenseRecord what you paid and what it was for.
02
Choose everyone's shareSplit equally or enter individual amounts.
03
Track balances and repaymentsSee linked people ledgers and record settlements.
LIVE-STYLE EXAMPLE · NOT REAL DATA

Weekend dinner

$90.00

Split equally between three people

YYou Paid the bill$30.00
AAlex Owes you$30.00
SSam Owes you$30.00

Your share $30 · Others owe $60

MORE THAN A BILL SPLITTER

One beautifully organized place for money and life.

Everything works together: your spending, accounts, people ledgers, everyday tasks, and important details.

Split bills & shared expenses

Split an expense into equal or custom shares, then track what each person owes alongside your people ledgers.

Explore feature

Multi-book ledgers

Keep a shop and your personal spending in completely separate books, each with its own accounts and categories, and switch between them anytime.

Explore feature

Transactions & transfers

Expense, income, and transfer entries that always keep your account balances correct — no more manual reconciling.

Explore feature

People — khata-book ledger

Track who you've lent to or borrowed from, and settle up with Pay/Receive — with a printable statement for every person.

Explore feature

Recurring transactions & bills

Set a rule once for rent, subscriptions, or salary, and let it project and create the transaction automatically.

Explore feature

Planner & Kanban board

Organize daily tasks, checklists, and projects with interactive Kanban boards linked directly to financial goals.

Explore feature

Quick notes & checklists

Capture shopping lists and ideas instantly with Google Keep-style color cards and tags, with offline use in the Android app.

Explore feature

Receipt attachments & OCR

Attach up to 5 photos or PDFs of receipts to any transaction, processed securely with local OCR extraction.

Explore feature

Accounts & cash tracking

Track cash, bank accounts, and wallets, each with an accurate running balance you can audit anytime.

Explore feature
MADE TO FEEL EFFORTLESS

From expenses to clarity, in three steps.

01

Start with a free account

Create your space for your everyday money and shared expenses.

02

Record and split

Add expenses, choose people, and divide the amount your way.

03

See the full picture

Review balances, track who owes whom, and record repayments.

YOUR NEXT CHAPTER STARTS HERE

More clarity. Less money stress.

Bring your expenses, shared bills, and plans together with Nivora.